Essential Travel Insurance

Essential Travel Insurance offers a wide range of policies tailored to fit all your travel needs. Essential Travel Insurance also provides cover for a wide range of sports activities, from scuba diving and skiing to bungee jumping and tandem diving. They now insure over 350,000 people per year travelling to hundreds of worldwide destinations. Essential policies are underwritten by AXA.

Policy Types

Essential Travel Insurance
  • Single Trip
  • Annual Multi Trip
  • Backpacker& Long Stay
  • Winter Sports
  • Golf cover
  • Over 74's
  • Optional Cover for Pre-existing Medical Conditions

Policy Benefits

  • Medical emergencies up to £10,000,000
  • Personal liability up to £2,000,000
  • Legal expenses up to £15,000 (£25,000 on 'Superior' policies)
  • Personal accident up to £20,000
  • Cancellation and curtailment up to £3,000
  • Up to £1000 for sports equipment in transit
  • 24-hour multi-lingual emergency assistance
  • Children are covered free of charge on family policies
  • Cover available for Students


Visit Essential Travel Insurance for a quote.

Customer Services0845 803 5434
24 hour Emergency Assistance (for customers over 65)+44 (0) 845 271 2466
Claims (except legal expenses)+44 (0) 844 826 2674
Legal Expenses Claims Only0797 626 5211

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I used their insurance last year but find them charging my card again this year for insurance I have not asked for, not happy.
Posted by Paul on the 2nd March 20091 stars
My husband and I chose Essential Travel Insurance for our recent eight day holiday to the Algarve. As we booked our break only a week before our departure, we were eager to find cheap, hassle free insurance quickly. After following a link on the Monarch website, which we had used to book our flights, we found just what we were looking for with Essential Travel Insurance. Considering our age, (I am in my late 50s and my husband is in his early 60s), I was really surprised to discover that basic insurance packages were available for under £10.

The package I chose ticked all the boxes on my list: cheap; reliable; easily booked online with confirmation by e-mail; and clear instructions and contact details about how to make a claim. Thankfully, we had no reason to claim after our holiday so I cannot comment on the quality of service in this area, but I have no significant criticism to offer about the rest of the service. I would certainly recommend Essential Travel to anyone else looking for budget insurance, particularly those who have grabbed a last minute deal and are eager to sort out insurance quickly with a minimum amount of fuss.
Posted by Eva Stratford on the 30th July 20084 stars