Down Under Travel Insurance

Downunder Travel Insurance offers a wide range of travel insurance policies for residents of the UK, Australia and New Zealand. Downunder sells travel insurance direct so that the savings are passed on to the consumer. UK insurance policies are underwritten by New Hampshire insurance Co and/or Landmark insurance Co Limited and provided by AIG Europe (UK) Limited.

Policy Types

Down Under Travel Insurance
  • Single Trip
  • Annual Multi Trip
  • Backpacker & Long Stay
  • Winter Sports
Buy online

Policy Benefits

Policy details
  • 24-hour emergency assistance
  • Medical expenses up to £10,000,000
  • Personal liability up to £2,000,000
  • Personal accident up to £30,000
  • Cancellation cover up to £3,000
  • Personal effects and belongings up to £1500
  • Adventurer Cover available with higher cover level.

Contacts

Visit Down Under Travel Insurance for a quote.

Policy Enquiries0800 393 908
Enquiries if overseas+44 207 402 9211
24 hour Emergency Assistance+44 (0) 1273 765 339
Claims E-mailtravelassistclaims@aig.com


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The Down Under Insurance homepage seems a bit crowded. There are lots of different types of cover on offer, and it can appear a bit confusing at first. Contrary to its name, it provides insurance for the entire world, not just to or from Australasia.

The policy covers a wide variety of adventure sports, and includes bonus features such as a 14 day money back guarantee, an extension to your policy and up to 60 adventure sports covered. However, it states that you have to be under 56 years old to get insured, and also asks if anyone is over 45 when making a quote, which may increase the premium. Generally, the site seems geared towards a younger crowd.

Obtaining a quote is quick and simple. You enter your destination, which is split into five different world zones, then the start date and the duration of your trip, the number of adults, children and infants (under 24 months), and a choice of Annual or Family cover.

After getting the quote, you are provided with four levels of cover: Adventurer, Backpacker, Comprehensive and Essentials. Frustratingly, the details of each policy are not revealed at this point, and for this you must check out the separate ‘policies’ tab at the top of the screen, which diverts you away from the quote.

You then have the opportunity of adding on various ‘extensions’, which include such diverse events as ‘Shark Diving’ and ‘Cliff Walking’, all of which state how much will be added onto the premium. You will then fill out your details and make a secure payment.

There are numerous grammatical mistakes on the site, which does not help to inspire confidence in the product. However, overall the site is fairly easy to use, and the cover is fairly comprehensive.
Posted by Jon France on the 9th June 2008 3 stars