Able2Travel Insurance

Able2Travel provides worldwide travel insurance cover for UK residents, and specialises in offering cover for individuals with pre-existing health conditions. All medical conditions are considered, although cover is not strictly for people with pre-existing conditions. Able2Travel is underwritten by White Horse Insurance Ireland Ltd. Same day cover at highly competitive premiums. Thousands of repeat customers can’t be wrong!

Policy Types

Able2Travel Insurance
  • Single Trip
  • Annual Multi- Trip
  • Backpacker & Long Stay
  • Winter Sports
  • Pre- existing medical conditions

Policy Benefits

  • 24-hour emergency assistance
  • Medical expenses up to £10,000,000
  • Personal accident up to £10,000
  • Personal liability up to £2,000,000
  • Legal expenses up to £10,000
  • 14 day money back guarantee*
  • Kids under 2 years travel free
  • Discounts for couples & families
  • Special rates for single parent families
  • Instant online quotes - same day cover


Visit Able2Travel Insurance for a quote.

Customer Service Tel:0870 750 6711
Fax:0870 750 6712
24 hour Emergency Assistance+44 870 460 5852
Claims line0870 460 5853

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Able2Travel is aimed specifically at people who have a previous medical condition, and is therefore more expensive. The website itself is a bit plain, and although the company is providing a good service for people who would otherwise not qualify for standard travel insurance, it does look a bit uninspiring.

The emphasis is certainly on cover rather than premiums. It does try to be competitive, but the risks are so much greater that the premiums are never going to be as cheap as with a standard policy.

The benefit is that you are going with a specialist. Some standard providers say they can provide cover for you if you phone with your medical details, but Able2Travel knows exactly what it is talking about and therefore problems are less likely to arise.

The quote feature is simple enough and delivers your premium quickly. You then have to go through a medical screening procedure, which is actually just a few questions about your previous conditions.

The catch here is that there are certain medical conditions that even this provider will not insure. If you have ever suffered from or been treated for any type of cancer then you cannot get insurance, and if you have suffered from anything not on the policy wording then you will not be able to take out cover.

There is a lot of detail on this website and it is best to take your time and look through all of it in order to know what you are entitled to before making a purchase.
Posted by Dave Hodd on the 2nd September 20084 stars