We are becoming ever more adventurous in our choice of holiday destination. The recent civil unrest in Kenya has brought into focus the repercussions which such events can have for tourists, and of course the importance of having adequate travel insurance. Anyone planning a holiday in Kenya, at the time of the troubles, would naturally have had some questions. "Is it safe to trave...

Picture the scene, if your stomach is up to it. You’re hurtling down the Alps, decked out in your expensive skiing gear that’s so new the labels are flapping in the wind, when all of a sudden you slip, fly through the air like Eddie the Eagle and land on your head. If you were properly insured, then we’re talking a nasty bruise but nothing more. If you’re not properly insured and have ...

A decade ago it would probably have been one of the least likely uses of travel insurance, but nowadays loss of luggage has hit the top of the list for most claims made, with airlines losing record amounts of baggage daily. According to the travel insurance company Insureandgo, the numbe...

Recent studies have found that it is becoming more and more difficult to claim for luggage lost on holiday. Apparently, insurers get so many of these claims daily and profits have been tight lately so they are becoming more reluctant to pay out. This is especially the case where it is difficult to account for a loss or to provide proof of lost items. (What do you do when a mobile phone falls i...

It's not something any of us like to dwell on when going on holiday, but unfortunately terrorism is a fact of life and something to bear in mind when purchasing insurance. New studies show that many insurance companies exclude terrorism in their standard policies. Indeed, travellers have been warned to check the small print when purchasing an insurance policy as it has been found that only ...