19% going abroad without travel insurance

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The summer holidays are nearly upon us, and many people are eagerly looking forward to a well-earned getaway. However, it turns out that many people will be taking a huge risk this summer by travelling without any travel insurance.

The travel insurance company Hiscox has just released the results of its recent research, and the figures revealed are worrying.

According to the research, 19% of the people surveyed said that they either do not take out travel insurance, believe that they are covered under another policy, or simply don’t know whether they are insured at all.

It is startling in itself that so many people are willing to risk huge problems by going abroad without proper insurance in place. Failing to get the right cover can leave travellers open to huge bills should something go wrong. For example, a relatively minor injury can end up costing thousands of pounds for treatment in a foreign hospital without insurance.

Travellers were also asked about a range of other issues concerning insurance, and the results make for shocking reading:

One of the most worrying statistics concerned those travellers who carry out extreme sports or skiing whilst abroad, with 36% of travellers either sometimes or never checking whether they are covered for an activity, even though many activities are not covered on standard insurance policies.

Colin Wallace from Hiscox said that it “can become confusing” knowing what you are covered for, but that there is currently “a worrying degree of complacency”. He also recommended that travellers go over their travel plans in detail and work out exactly what cover they need before purchasing a policy.


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