Many not getting adequate winter sports cover


Many people will be planning to go away this winter to enjoy some skiing, snowboarding or other winter sports. But if you are one of them you may want to check your travel insurance very carefully to make sure that you are covered.

Defaqto recently published research showing that 13% of all single trip policies do not cover winter sports at all.

This means that if you purchase a single trip policy thinking that you will automatically be covered, you may find out too late that you are wrong, which could lead to some very expensive medical bills indeed.

Even more worryingly, Defaqto discovered that of the policies which do provide cover, the actual level of cover varies greatly.

It’s all in the detail, so you should make sure that you check very carefully what is being provided by the insurance company before you purchase your policy.

For example, a full 20% of those companies providing winter sports cover do not cover delays caused by an avalanche. And many of the companies will provide very different levels of cover for sports equipment, which can range from over £1,000 to under £500 or nothing at all.

Many people are tempted to simply choose the cheapest policy which they can find when looking for cover for their trip abroad. But, as this research shows, this is not often a good idea.

Expenses can be very high if you end up getting injured or having your kit stolen, and insurance is a vital part of going abroad to ski or snowboard. You don’t want to be injured on the slope only to find out that you are going to have to pay to be airlifted to hospital, so make sure you have the right level of protection before you leave home.


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