Warning for travellers without EHIC card


Moneysupermarket.com has revealed that many holidaymakers are risking their travel insurance policies becoming invalid through failing to take a valid EHIC card with them on holiday.

The EHIC card (which stands for the European Health Insurance Card) is a free card that people can take with them when they travel to other countries in the EEA area, as well as some other countries in Europe, including Switzerland and Norway. It allows UK citizens to get state healthcare in the country they are in at the same level as citizens of that country. It replaced the E111 form in 2005.

Now it has been revealed that some travel insurance providers are inserting clauses into their policies that mean if holidaymakers don’t have a valid EHIC card they may not be covered by their insurance.

It’s always been a good idea to carry an EHIC card whilst abroad. Some travel insurance providers will waive the excess on a claim if holidaymakers use the EHIC card for obtaining treatment. An EHIC card will also provide access to healthcare irrespective of pre-existing medical conditions. But many people don’t carry them, and it is estimated that three million people carry expired cards.

Bob Atkinson from Moneysupermarket.com said that “it is vital that you have an up-to-date EHIC card and a full travel insurance policy when travelling in the EEA area."

To avoid any problems, get an EHIC card free of charge by ordering it online or by phone. If you find any websites offering to sell you the card, avoid them because you don’t have to pay for it. EHIC cards are valid for five years and then they need to be renewed.

And remember always to carry travel insurance. It covers you for events like cancellation, missed departure and repatriation costs which the EHIC card does not cover.


Leave your comments

Please enter the validation code shown   
Your email address is required so we can verify that the comment is genuine. It will not be posted anywhere on the site, will be stored confidentially by us and never given out to any third party.

No comments have currently been left