Travellers to Cuba need travel insurance

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Travel insurance has always been a vital part of travelling abroad. Going on holiday to any part of the world without having adequate health cover and cover for other misfortunes is one of the least sensible things that you can do.

But now travellers heading to Cuba don’t have a choice: the Cuban government has recently enforced a law whereby all foreigners arriving in the country must be able to prove that they have adequate travel insurance, and if they fail to do so they are obliged to purchase insurance from a local company.

A local travel insurance policy can work out as a lot more expensive for travellers than the deals they may have been able to find back in the UK. A UK policy is also likely to provide a greater level of cover than the Cuban state-run company Cubatur which is offering the cover.

On top of that, travellers who are over 70 and travellers who are taking part in risky activities are likely to have to pay more. And it is unlikely that travellers with pre-existing medical conditions will be able to find cover with the Cuban authorities.

The new arrangements came into force on May 1, but there is still confusion over the list of accepted insurers. Some analysts have suggested that as long as travellers have an insurance policy from an established UK travel-insurance provider then they will have no problems.

One thing to be aware of, however, is that some companies will not provide travel insurance for trips to Cuba as it is seen as too dangerous. So always check that you are definitely covered before you leave home.


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