Insurers advise football fans to take out insurance now

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No sooner had England qualified for the World Cup than fans began heading for the travel agent to book a piece of the action in South Africa next summer. Insurance companies are now advising fans not to wait until next year to think of their travel insurance needs.

It is not only during the actual holiday that travellers can thank their lucky stars that they have adequate insurance. All sorts of problems can crop up before you even leave home for the airport, so as soon as you have booked your flight or accommodation it is advisable to consider taking out insurance.

Holidays sometimes have to be cancelled for various reasons, the most common ones being illness or injury of yourself, a travelling companion or close relative, being required to attend court or having your leave cancelled by your employer, particularly in certain jobs such as the emergency services or armed forces. Luckily most good policies will cover your costs up to a reasonable amount. Let’s face it, it’s bad enough resigning yourself to the fact that you are going to have to watch the football in your living room, without being out of pocket too.

Travellers who put their own arrangements together are obviously more at risk than those fans travelling on a package deal. If an airline goes bust then package travellers will be protected unlike independent travellers. Likewise, if you are delayed in the UK and end up missing an internal flight in South Africa, independent travellers will have to sort out the resulting problems as well as pay any additional costs. Make sure therefore when choosing a travel policy that independent travel is covered, as it is not always included as standard.


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