UK holidaymakers need insurance too

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With the current economic climate and the weakness of the British pound, it is not surprising that experts are predicting a bumper year for holidaymakers deciding to stay in the UK for their annual summer break. After last year’s dismal summer weather things can only get better, can’t they?

Sainsbury’s Insurance, however, is warning stay at home holidaymakers that they still need to take out UK travel insurance even though they are not venturing from British shores. It is not just when we are abroad that things can go wrong and it is decidedly false economy to neglect the travel insurance policy.

Repatriation may well conjure up images of being airlifted back to the UK from the ski slopes or being flown home after contracting some exotic tropical disease but you may well need to be “repatriated” after disaster strikes in the UK as well. If you break a leg in Cornwall your journey home to Aberdeen is not going to be feasible in the family car. If taken seriously ill on holiday, the NHS will make sure that you are treated in hospital but this will not be the one closest to your home. In both instances, UK travel insurance will come to your rescue.

As any parent will tell you, children have a habit of falling ill at the most inconvenient of times. If your child wakes up with chicken pox the day you are due to go on holiday, you may well lose large sums of money on domestic flights and accommodation if you are uninsured.

As for the loss of valuables whilst on holiday in the UK, many people think that they will just claim on their home contents insurance. This is likely, however, to have a greater excess than a travel policy and will also affect your no claims discount in subsequent years.

With so many reasonably priced policies on the market, it makes sense to be protected whether you are going to Bali or Bognor. Read our comprehensive guide to UK holiday insurance and find out who will cover you for a UK trip.


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