EHIC Plus slashes travel insurance policy prices!

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A new type of policy has hit the travel insurance market and is offering a brilliant option for travellers looking to cut their premium costs down but still have great cover on trips to Europe.

The policy is based around the fact that every UK resident is entitled to free or reduced cost reciprocal health care while visiting countries in the European Union (plus Iceland, Liechtenstein and Norway.) However, the European Health Insurance Card (EHIC) will not help you with payment for certain things such as emergency medical treatment, and repatriation to the UK. This can cause costs to rocket and leave you with the task of paying for them!

Refreshingly, the EHIC Plus policies recognise that travellers should not need to stump up extra cash for something which they already have the right to free! Offered by The Medical Screening Company, EHIC Plus provides a 'top-up' holiday insurance policy, which provides the normal cover you would expect from any other travel insurance policy, but differs on the way the medical cover works to save you money on your premium by taking advantage of your free entitlement to care in state hospitals in countries covered under the EHIC.

They will top up the cover that is offered by your EHIC card by covering you for the extras such as emergency medical care, and repatriation, essentially giving you a substantial discount for taking your EHIC with you and keeping it up to date!

The managing director of EHIC Plus, Robert Ince, explains how most travellers presume that the private medical care that is often received in most places when you fall ill on holiday is actually not all it is cracked up to be. Co-Director Dr Samy Masoud, former chairman of the Medical Assistance Medical Directors Form, has worked on repatriating Britons who fall ill abroad for over 10 years and claims that patients actually receive better medical care by using their EHIC (formerly E111) in one of the state hospitals of the country they are visiting, than they would in a private medical centre. Primarily because private medical centres tend to be based around offering patients comfort and focusing on having extras such as televisions and private rooms, whereas state hospitals tend to have more medical facilities and are regulated by governments.

Underwritten by Lloyd's, this policy is a great option for those looking to save on their travel insurance premiums but still making sure they get great cover. Using this type of policy will mean that you will have to make sure you are taken to a state hospital in the event of any medical problem you run in to. This is not always the default choice for ambulance services in other countries, however, most critical patients will end up at a state hospital anyway because of the standard of care!

Take a look at the EHIC Plus website for more information or to get a quote.


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#2 I am Erwin. I need more information about this wonderful site.
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Travel Insurance News
Posted by Travel Insurance News on 03/05/2010 at 08:35
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#1 We were really surprised by the price we got an annual policy from ehicplus for £40. Really excellent value and they also do top up cover for European Cruises which includes non EU countries. Definately worth a visit
Posted by James Burrows on 23/02/2009 at 23:41
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