SAFI for savvy travellers


You’ve booked your hotel and flights, taken out travel insurance, ordered your currency and bought the sun cream but have you been savvy enough to purchase SAFI? Never heard of it? Well, in the current climate of airlines going bust it would be a good idea to find out what exactly it is.

It stands for Scheduled Airline Failure Insurance and does just what it says on the tin. You may well think that you are covered if you have paid by plastic but this is only partly true – the fare must be at least £100 and debit cards are not included in the scheme. You may well get your money back if you paid by credit card but if you are stranded abroad after an airline collapses, that will not deal with the problem of having to pay inflated prices to get home just because other airlines are profiting from the situation.

If a scheduled airline goes out of business and you have taken out SAFI, you will be covered for what you paid for the flight, provided you have not left the UK and, if you are on holiday when the airline goes bust, your costs of getting home with an alternative carrier will be covered.

If your flight is part of a package holiday you will, in all likelihood, be protected by ATOL (provided the travel operator is a member) but nowadays more and more people are opting to take advantage of good online deals on hotels and flights, thereby ruling themselves out of the ATOL safety net. With SAFI available for as little as a fiver, it makes sense to make sure you have it before you go.


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