Totally Insured launches policy for delays caused by security issues


In this day and age when, sadly, terrorist activity has become more widespread, delays caused by such events can wreak havoc with travellers’ plans.

In the past, insurance policies have excluded this and those unlucky enough to be caught up in the aftermath of 9/11, 7/7 or even the more minor security breaches at Heathrow prior to the Queen opening the new Terminal 5, had to foot the bill themselves for unexpected expenses.

Now, an insurance company has decided to tackle the problem head on and provide cover for delays caused by terrorist or security incidents. Security Delay Insurance, a subsidiary of the Totally Insured Group in Hampshire, has created a specialist travel policy to cover for extra travel costs, overnight accommodation, meals, re-ticketing and even extra car parking charges, provided the delay is in excess of 6 hours.

The inspiration behind the new insurance product came from a friend of the managing director who was caught up, along with his family, in the troubles of August 2006, when suddenly hundreds of flights were delayed or cancelled because of intelligence surrounding a plot to blow up transatlantic flights using liquids taken on board the planes.

As many of us will recall from the media coverage, thousands of travellers were forced to spend the night at the airport in miserable conditions and were uninsured because of the exclusion, even though they had done the right thing and bought travel insurance prior to travelling. Many were unaware of the exclusion, hidden away in the small print of their policies.

The extra cover is easily obtained online (website no longer exists Jan 2013) and costs as little as an extra fiver.


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