M and S in the travel insurance game for independent travellers


Until recently, if you took out a travel insurance policy with Marks and Spencer, you would not be covered if you were travelling on your own and not using a major tour company. However, now things have finally changed.

The Chief Executives at the M&S travel insurance offices have finally realised that people like to travel on their own and often don’t want to go on package holidays with household named operators. Not only are the ‘Michael Palins’ of this world now eligible for cover with Marks and Spencer on single trips abroad, but also with annual multi-trip insurance. This move feels as though the high street giants have joined the market place fully, as they will now be able to target a much wider clientele, with the likes of gap-year backpackers being a new entry for them.

With more and more travellers booking holidays away from the likes of Thomas Cook et al (last year roughly half of the 70 million ventures we Brits made overseas were booked independently) Marks’ really don’t want to miss the boat.

The cover is outlined in detail on their website and includes cover for Extended Cancellation or Curtailment Charges, Extended Delayed Departure, Extended Missed Departure, Accommodation Cover, Personal Travel Assistant and Online medical screening.

Many customers might not even be aware of the Marks and Spencer’s range in insurance packages but they were awarded the Best Online Travel Insurance Provider in 2005 at the Your Money Direct Awards and are slowly and confidently making their way in the market. With new deals such as this, they look likely to increase their share.


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