Over 55s more in need of travel insurance than ever


Two out of three people in the over 55 age group are failing to take out travel insurance and yet they are the group recently highlighted by the Foreign Office as a cause for concern. They eat and drink more than at home and try out adrenalin fuelled activities such as bungee jumping, all of which put them at risk.

In recent research carried out by the Foreign Office, 1 in 5 of the so called Saga Louts admit to taking risks which they would not contemplate at home, whether it be water skiing or hiring a moped. 1 in 10 of this age group has been injured whilst on holiday and the age group as a whole are three times as likely as younger travellers to make an insurance claim. It is surprising therefore to learn that 65% do not bother taking out insurance, despite the advice they give to their own children.

Over 50% drink more alcohol than at home and this combined with over-eating and spending too long in the sun can lead to illness, often requiring medical attention. Snorkelling or swimming after a heavy meal (with or without alcohol) can lead to tragic consequences and when, in addition, one’s judgment is clouded by alcohol, it is all too easy to over-estimate one’s ability in the water. Many older tourists having fallen victim to rough seas or strong currents.

A Foreign Office Minister has said that the FO are not against older travellers having fun on holiday but wish to stress the importance of taking out adequate insurance and having a medical check before travelling, to make sure they are fit enough to participate in activities which are not part of their usual routine - sensible advice or yet another example of the nanny state?


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