Don't be last minute with your travel insurance

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After a bitterly cold and dreary Easter, many of us are planning an escape to the sun. A quick look online or in the travel agents’ windows reveal that there are many last minute bargains to be had and with a couple of Bank holidays coming up in May what could be better than taking off at the last minute?

It is all too easy, however, to overlook the importance of being properly insured when planning a last minute holiday. A lack of time is not always the reason behind our complacency. Surprisingly, despite the increasing popularity of travel abroad and the chances of things going wrong, many of us travel without insurance. 35% of people interviewed in a study carried out by Nationwide admit to not always being insured for their holidays and the worst offenders are in the 25 to 34 age group with those in London being geographically the most complacent.

Sensible travellers take out insurance at the same time as they pay their deposit because insurance, after all, is not just there to reimburse you for belongings which get lost or are stolen, or to cover you for medical emergencies whilst abroad. If you or someone close to you falls ill before you go away, your insurance policy will in many instances cover you for cancellation.

With around 54% of us taking more than one holiday abroad per year, annual insurance often makes financial sense and yet only 30% of us have it. Paying your premium each year at least means that you are not in danger of forgetting about insurance when you book that last minute break.


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